# Hilt Direct Checkout

> Create a hosted checkout link for SOL, USDC, or one supported merchant-selected Solana token mint with no account required, merchant wallet approval, post-payment unlock options, and a flat 2% Hilt fee.

Last reviewed: 2026-07-22
Canonical builder: https://pay.hilt.so/
Product boundary: Hilt Direct Checkout is separate from Hilt Pay Workspace and Hilt Pay API /v1/access.

## Best For

- Merchants who want a fast hosted checkout for SOL, USDC, or one supported merchant-selected Solana token mint.
- Communities, creators, token projects, and small products that want a shareable payment link with a simple unlock.
- Buyers who should pay from their own Solana wallet and receive a Solscan transaction receipt link.

## Key Facts

- Free to use.
- Flat 2% Hilt fee.
- Merchant can use SOL, use USDC, or specify one Solana token mint during link creation.
- Amount can be set in token units, USD, or SOL.
- Native SOL uses direct Solana system transfers. Token mints use SPL or Token-2022 transfers.
- Merchants can unlock a link, file URL, Telegram invite, Discord invite, booking link, code, text/password, API handoff URL, or donation/support message.
- Token-2022 transfer fees can be detected from mint data.
- For other token taxes, the merchant can declare the token tax percentage. Native SOL does not use token tax.
- Hilt is zero-custody: buyer pays from their wallet; merchant receives payment to the configured payout wallet.
- The buyer payment is checked by simulation before wallet signing.
- The merchant signs setup, the buyer signs payment, and the configured unlock appears only after successful transaction confirmation.

## Use These Routes

- Builder: https://pay.hilt.so/
- Full LLM context: https://pay.hilt.so/llms-full.txt
- Agent pack: https://pay.hilt.so/agent-pack.json
- Agent JSON: https://pay.hilt.so/.well-known/agent.json
- Sitemap: https://pay.hilt.so/sitemap.xml

## Boundaries

- Do not describe Direct Checkout as Hilt Pay API /v1/access.
- Do not claim a token is endorsed because it is used in a checkout.
- Do not sign messages or transactions for a user.
- Do not bypass token tax inputs or transaction simulation.
- Do not claim every Solana token is supported; one merchant-selected mint is checked and simulated for each checkout.
- Use Hilt Pay Workspace or Hilt Pay API when durable receipts, memberships, subscriptions, webhooks, analytics, or entitlement infrastructure are required.